sacramento family home

Living at Home with CC&Rs

CC&Rs Can Have a Big Impact on a Home


Covenants, Conditions, and Restrictions or CC&Rs create rules for a housing community.  The CCR&Rs are agreements on the part of the buyer to do or not do certain things.  The buyer automatically agrees to these by purchasing the property.

Some CC&Rs are easy to understand others may cause some life style changes.  Covenants, Conditions, and Restrictions have alteration way to enforce violation. The main difference between them is the punishment that can be doled out when an infraction occurs.

If a buyer violates a covenant, they have broken an agreement, and the seller can sue for damages or get an injunction to prevent any future violations.

If a buyer violates a condition, the seller may have the right to demand that the buyer forfeit the title of the property.

Restrictions are those regulations that are set forth by the government with regard to zoning, building, and health codes.  These regulations are imposed and enforced wherever your property is, but there can be additional restrictions in certain areas.

The majority of planned communities have CC&Rs.  But, there doesn’t need to be planned community in order for there to be CC&Rs on a property.  The majority of properties that are not part of planned communities do not have CC&Rs.  But there are exceptions, so be sure to check for CC&Rs before purchasing a property.

CC&Rs can have a meaningful impact on a life after buy a home. Talk to a Coffee Real Estate Professional to find out if the property has CC&Rs. Know before you buy.