Blog

September 1, 2014 in Real Estate

BPO Sacramento and Placer County Broker Price Opinion

NABPOP Member Coffee Real Estate
Broker Price Opinion or BPO A professional opinion of price and so much more   What is a BPO? The estimated market price of a property as determined by a real estate broker or other qualified individual or firm. A broker price opinion is based on the characteristics of the property... Read more
August 9, 2014 in Mortgage Real Estate

Home Buyers and Real Estate

Dream home for sale
Home Buyers Bring the Money The buyer, seller, lender and the whole economy are all tied together in the real estate world. Financial issues that impact a home buyer’s ability to buy a property are both personal and macro-economic. The home buyer has a maximum price they can pay to... Read more
August 4, 2014 in Real Estate

Best time to sell real estate

House for sale CoffeeReal.Estate
Is now the best time to sell my home? Are real estate prices going higher? Can I sell for more then I owe? Preface First, every one situation is unique. The complicated nature of real estate makes the “when to sell” decision a mix of pros and cons that impact the individual situation.... Read more
July 17, 2014 in Real Estate

Problem fast house sales

House for sale CoffeeReal.Estate
When a house sells too fast   Home owners could be losing profit unnecessarily   Houses sell fast in a standard market when they are priced low. This could be a good thing if the owner needs to sell fast. But if the owner wants to maximize the proceeds from a property sale, a... Read more
July 7, 2014 in Mortgage Real Estate

Mortgage Application Checklist

mortgage broker meeting
Mortgage Application Checklist The mortgage application requires a good deal of information.  The information as well as the documents proving the data can feel very personal. The lender is required by some laws to ask for some data. Other data is the lender’s policies and lending... Read more
July 7, 2014 in Real Estate

CC&R Rules

CC&Rs Can Have a Big Impact on a Home   Covenants, Conditions, and Restrictions or CC&Rs create rules for a housing community.  The CCR&Rs are agreements on the part of the buyer to do or not do certain things.  The buyer automatically agrees to these by purchasing the... Read more
July 7, 2014 in Mortgage

Debt Income Ratio

cash for emd
Debt to Income Ratio   The debt to income ratio (DTI) is a very important factor for qualifying for a mortgage. What is a Debt to Income Ratio? The Debt to Income Ratio compares the applicant’s total fixed monthly expenses like monthly housing expense and other monthly debt obligations... Read more
June 22, 2014 in Real Estate Business

Coffee Real Estate

Why Coffee Real Estate?   Yes I like coffee but that is not a really good way to name a business. Coffee is easy for people to remember. Coffee is generally will liked. And I think it makes for a good logo and promotional items. Coffee is a well-known comfort food. The aroma of... Read more

CoffeeReal.Estate

Coffee Real Estate
What’s up with CoffeeReal.Estate? Coffee Real Estate’s web site is CoffeeReal.Estate. There is no .com. Yes another business had the .com address. But we went for the cool factor of a .estate web site address. .estate is visible to Internet users as the suffix at the end of a domain... Read more